The National Safety Council reports that nearly 5,000 annual deaths occur in accidents involving large trucks and buses. In addition to this high fatality rate, large truck accidents can cause significant property damage and catastrophic personal injury.

If you or a family member experiences financial hardship after this type of collision, you can seek compensation through the auto insurance provider or the legal system.

The dangers of large truck accidents

Drivers of cars and SUVs are at an immediate disadvantage in accidents with semis and tractor-trailers. These trucks cause significant damage because they are many times larger and heavier than passenger vehicles.

Often, even a minor action by another driver can result in a bus or truck accident. For example, if you cut off a large truck when you switch lanes, the driver may be unable to stop in time because of the vehicle’s massive weight.

Long hours, high rates of speed, driver distraction, driver fatigue and substance use also commonly contribute to this type of collision.

Available legal remedy

Alabama has a tort (at-fault) system for auto accidents. When the truck driver or another motorist caused the accident, his or her auto liability insurance policy must cover the cost of your medical bills, lost wages, property damage and other associated expenses.

You also have the option to file a lawsuit against the responsible truck driver to seek compensation for your actual damages as well as noneconomic damages such as pain and suffering. You must file a personal injury lawsuit within two years of the accident date in Alabama. Otherwise, the court will dismiss your case.